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For 35 years, the California Housing Finance Agency (CalHFA)
has supported the needs of renters and first-time homebuyers
by providing financing and programs that create safe, decent
and affordable housing opportunities for low and moderate
income Californians. Established in 1975, CalHFA was chartered
as the State’s affordable housing bank to make low interest
rate loans through the sale of tax-exempt bonds. A completely
self-supporting State agency, bonds are repaid by revenues
generated through mortgage loans, not taxpayer dollars.
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