The California Housing Finance Agency
understands how much you want to own your first home. We also realize
how difficult that can be. That is why we offer low interest rate
first mortgage programs and a variety of down payment assistance
programs to eligible first-time homebuyers, which can turn your
dreams of homeownership into reality. If you’d like to contact
a CalHFA Homeownership Representative for more information on our
programs, call 877.9.CalHFA (877.922.5432).
Visit our Mortgage
Calculators section to assist you in
estimating your monthly payments, how much you can
afford, and how much interest you can save by increasing
your mortgage payment.
 CalHFA-Owned
Properties For Sale
CalHFA owns a wide selection
of properties. Search this database for properties
in your area.
Program
Eligibility Information
Eligibility requirements
and general procedures for first-time homebuyers.
Program
Descriptions
Descriptions of the various loan
programs and assistance options available.
Find
a CalHFA Loan Officer in your area
Search for approved loan officers
that can help you get started with a CalHFA program.
Other Housing Organizations
Links to other housing organizations
Homebuyers interested in applying
for financing should contact one of CalHFA's approved
lenders or fill out this short questionnaire to
have a CalHFA Representative contact you.
CalHFA does not lend money
directly to consumers. CalHFA works through and uses
approved private lenders to qualify consumers and to
make all mortgage loans. CalHFA purchases closed loans
that meet CalHFA's requirements. The fees consumers
pay could be different depending on the lender and
the program.
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